How To Avoid Property Tax Foreclosure Houston
What happens if I’m late on my property taxes in Houston?
If you’re searching how to avoid property tax foreclosure Houston, we’ve provided you with some invaluable information. Property becomes tax delinquent in Houston if the tax remains unpaid on January 31st. If you’re late, you’ll likely be subject to a fine. The property doesn’t go straight to tax auction. You have 5 years to get current on your property taxes or the delinquent tax attorneys will have the power to sell that property in order to collect the past due taxes. The delinquent tax attorneys must attempt to sell the property within 4 years of that property becoming subject to the sale.
Public auctions are the most common way to sell tax delinquent property in Houston. A tax collector must attempt to personally contact you regarding the sale if the property is your primary residence.
Steps To Avoid Property Tax Foreclosure Houston
- You have the right to pay the debt in installments. You can choose to pay the debt in installments to stop the sale as long as you’re able to keep up with the payment.
- If working out a plan doesn’t work, try getting a loan to pay for the delinquent taxes. There are lenders that have programs specifically for delinquent property taxes.
- File for bankruptcy; filing for a Chapter 13 bankruptcy entitles you to a stay, or halt of actions by either a mortgage lender or a county (or other property tax collector).
Property Tax Sales In Houston
If you’re property is subject to a tax sale, the tax collector must give you written notice of the sale as well as attempt to personally contact you regarding the sale. The tax collector must attempt to contact you not less than 45 days or no more than 120 days from the sale date. They must also post a notice in a public area or in a newspaper.
Selling A House That Is Late On Taxes
You can sell a house that is late on taxes, but be aware there may be a tax lien on the property that has to get paid. If you want to avoid property tax foreclosure Houston and would like a no-obligation, all cash, as is offer on a property in Houston give us a call, or simply fill in the form below